Mahavir Chopra compares mutual funds and Ulips to help investors decide.
If you are young, willing to take risks and have a long-term investment horizon then this is the right time to invest in stocks and mutual funds says financial planning expert Vetapalem Sridhar.
Irrational behaviour, born out of incomplete understanding, biases, overconfidence, fear or greed, has led investors to make less than half of what they could have in the capital markets, says Erik Hon.
Naveen Kukreja explains the finer points to keep in mind while planning for your retirement.
Investors who decide to enter medium to long-duration funds should be cognisant of the risk.
Influenced by ads like 'Make money sitting at home', 'Make Rs 10 lakh with just Rs 1,000', to YouTube influencers promoting 'pump-and-dump' stocks, a vast majority of small investors who mushroomed during the COVID-19 period are losing money in reckless overtrading in the market, cautions Dr V K Vijaykumar, Chief Investment Strategist at Geojit Financial Services.
We present a few tips which will help investors decide when they are faced with a merger scenario.\n\n
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Be it a new team or taking over an existing one, it is essential to create your own working style within the team, says Dr HC Guruvayurappan.
It's important to keep the momentum going leading up to the exam. Be consistent in your approach so you can reach your goals, says JEE educator Om Sharma.
Investors should avoid jumping from their current funds into those that have outperformed lately, advises Arnav Pandya, a certified financial planner.
'Set aside around six months' monthly expenses for emergencies.' 'Keep this money in safe and liquid options, such as liquid funds and fixed deposits.'
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From Artificial Intelligence to yoga, sign up for courses that will benefit your career in the long run.
If your children live abroad, rely more on financial assets as they are easier to liquidate and move across borders.
'If something unfortunate happens to an earning member, the family loses the crucial income which would have gone towards paying off debts, meeting the cost of children's higher education, or towards the upkeep of elderly parents.'
Don't exit from growth-style funds as they may benefit next from a shift in investor preference.
'Non-par plans returns are not market-linked. Hence, they can offer guaranteed returns.'
These funds can fetch double-digit returns over the long term which debt tax-saving products can't.
Managing your own money is empowering. And if you haven't started yet, now is the perfect time!
Remember, pension from EPS will be taxable at slab rate, reducing the post-tax income for people who remain in the higher tax brackets after retirement.
For retail investors who are into direct stocks, buying one when it enters the index can be a good strategy.
Markets are fraught with risk. here are some time-tested checks that can help you manoeuvre the risks before buying a stock.
'Banks will continue to increase FD rates to attract more deposits and meet the increasing demand for credit.'
Stay away from hot stocks and stick with the long-term performers that fit within your asset allocation needs.
In an hour-long chat on Wednesday, financial planning expert Trideep Choudhary offered some valuable tips.
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'Planning for the transfer of assets to the next generation is an important aspect of financial and estate planning.'
SBI has twice hiked interest rates on fixed deposits within a month, but an investor still gets better returns at the post office.
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
Laggards yet, a number of smaller PSBs in the category have balance sheets which do not give much comfort.
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Upskill. Network. Increase your employability status. Don't be redundant, says Gaurav Vohra.
